CashLoan – Instant Personal Loan Quick, simple and easy online loans

Choose the right loan

Tap a loan type to see how it works, who can apply, the documents you need and tips before you borrow.

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Personal Loan

Quick cash for any personal need
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Auto Loan

Drive home your dream vehicle
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Student Loan

Fund your studies with ease
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Business Loan

Fuel your business growth
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Payday Loan

Quick cash until your next salary
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Home Loan

Buy, build or renovate a home
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Gold Loan

Quick cash against your gold

Loan basics

Loan terms in simple words

EMI
Equated Monthly Instalment. The fixed amount you pay every month until the loan is fully repaid.
Interest rate
The cost of borrowing, shown as a percentage of the loan amount for a year.
Tenure
The time you take to repay the loan, for example 12 months or 5 years.
Principal
The amount you actually borrow, before any interest is added.
Processing fee
A one-time charge that many lenders take when they process your loan.
Credit score
A number, usually between 300 and 900 in India, that shows how well you have repaid loans in the past.
Collateral
An asset such as a house, car or gold that you pledge to the lender until the loan is repaid.

Before you borrow

  • Borrow only what you need and check that the EMI fits your monthly budget.
  • Compare the interest rate, processing fee and other charges from more than one lender.
  • Choose a bank or an NBFC registered with the RBI, and never pay money in advance to get a loan.
  • Read the loan agreement and the key fact statement fully before you sign.