CashLoan – Instant Personal Loan Quick, simple and easy online loans

How do you
currently work?

Find loan options that match your profile.

Find personalised loan options designed around your financial needs.

Eligibility

Loan options for every profession

Lenders look at how steady your income is and how easily it can be verified. Whether you are salaried, self-employed or farming, there is usually a suitable option.

Doctor

Practising doctors can show income with salary slips or income tax returns, along with their medical council registration.

Teacher

A regular salary and a stable employer make income easy to verify. Salary slips and bank statements are usually enough.

Farmer

Income is seasonal, so lenders may look at land records, crop cycles and bank statements instead of a monthly salary.

Lawyer

Income can vary from month to month. Income tax returns, bar council registration and bank statements help show steady earnings.

Engineer

Engineers in a job or in their own practice can show income with salary slips or income tax returns, along with their degree or registration.

Salaried Employee

A regular salary from a private employer is easy to verify. Salary slips and bank statements are usually enough.

Government Employee

A stable government job with a fixed salary is seen as low risk and can help you get better terms.

Business Owner

Lenders look at business income, tax returns and how long the business has been running.

Shopkeeper

Daily sales can vary, so lenders look at bank statements, GST returns and how long the shop has been open.

Freelancer

Income can change from month to month. Bank statements and income tax returns help show steady earnings.

Other

Drivers, tradespeople and others can apply using bank statements and identity proof.

Documents you may need

  • Identity proof such as Aadhaar, PAN, voter ID or passport.
  • Address proof such as a utility bill or rental agreement.
  • Income proof: recent salary slips, the last 6 months of bank statements, or income tax returns.
  • A recent passport-size photograph.
  • Profession proof, for example a registration certificate or land records.

Improve your chances

  • Keep your bank statements updated with regular income credits.
  • Make sure your name and details match across all your documents.
  • Clear any overdue payments before you apply.

Common questions

I don't get a salary slip. Can I still apply?

Yes. Self-employed and daily-income applicants can usually use bank statements or income tax returns as income proof.

Does my profession change the interest rate?

It can. Lenders price loans based on income stability, risk and your credit history, so rates may differ between professions.