Select your desired loan type and continue
Find the right loan amount for your needs and plan repayments that fit comfortably within your budget.
Loan types
Every loan is built for a different purpose, with its own amount, period and interest rate. Picking the right type helps you avoid paying for features you don't need.
For any personal need such as medical costs, a wedding or travel. Usually unsecured, so no collateral is needed.
To buy a new or used vehicle. The vehicle acts as security until the loan is fully repaid.
For tuition, hostel, books and other course costs. Repayment often starts only after the course ends.
For working capital, stock, equipment or expansion. Lenders check your business income and how long it has been running.
A small short-term loan that you repay from your next salary. It is quick to get, but the cost is high, so use it only in a real emergency.
To buy, build or renovate a home. The property is the security, with long periods and usually lower interest rates.
Borrow against your gold jewellery or coins. It is quick to get, with little paperwork.
Backed by an asset like a house or vehicle. Usually lower rates and longer periods.
No asset needed. Approval depends on income and credit score, and rates are usually higher.
Usually yes for genuine personal needs, though some lenders do not allow it for investments or speculation. Check the terms.
Secured loans such as home and auto loans are generally cheaper than unsecured ones, but the rate also depends on the lender and your profile.